Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our income and quality of life while we are alive.
Disability insurance is issued by participating insurance companies. Not all policy types and product features are available in all states. Any obligations are dependent on the ability of the issuing insurance company to continue making claim payments.
Will the government take care of you? Many disabled people discover that they don’t qualify for state assistance. Others find that the amount or length of coverage available is not sufficient to support them.
Why not find out about the choices that might be available for you before the year end? You can call me at (701)532-0460 or simply send me an email at james.bodenstein[email protected]. I would be happy to speak with you.
1. U.S. News & World Report, April 30, 2020
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Now May Be the Time to Start Thinking About Disability Insurance
December 05, 2021