Broker Check

Blog

Tuesday, October 4, 2022

Do you feel anxious when it comes to your finances? If you answered yes to this question, you are not alone. There are a number of reasons people feel this way. Maybe they are approaching retirement and are fearful they don’t have...

Tuesday, September 27, 2022

Fourteen years ago, this fall, owners Dr. Carrie Swier Galbreath and Dr. Ben Galbreath saw a need for quality veterinary services in the Edgeley area and decided to make it their mission to provide just that.  They took a former...

Monday, September 26, 2022

"If you fail to plan, you are planning to fail" -- Benjamin FranklinHaving a plan is a crucial in striving towards your goals. Having something that you can reference will help you stay on track and be accountable. A financial plan...

Monday, September 26, 2022

October is almost here, which means it is almost time for the 3rd Annual Halloween Coloring Contest at Valley Wealth Advisors! If your child attends a school in one of the areas we are located in, chances are they will receive the...

Tuesday, September 20, 2022

We’re entering a tricky time of year: September and October have a reputation for bringing an extra measure of market volatility.Some of the stock market’s most challenging events have hit in September and October, and...

Show All

Friday, September 16, 2022

Believe me, everyone on Wall Street wants inflation to go away, or at least shrink back to below 2%, a level we enjoyed not so long ago.But Tuesday's Consumer Price Index report showed it might be some time before we see 2% again....

Wednesday, September 14, 2022

If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...

Monday, September 5, 2022

Life doesn’t stand still. Neither do your life insurance needs.September is National Life Insurance Awareness Month so if you have a quote or policy and haven’t reviewed it lately, now may be a good time to do so. You may...

Monday, August 29, 2022

On the evening of August 8th, I had the pleasure of hosting our 15th Annual Valley City Evening of Appreciation. Cheryl Storhoff, our Branch Operations Manager, and I put together the first event in 2007 as a way to say thank you to...

Saturday, August 27, 2022

The answer to this question in Valley City is...definitely! Located in Downtown Valley City, you will find the ARC Thrift-E-Shop. It is operated by The ARC of Barnes County, which is a not for profit organization with a mission to...

Thursday, August 25, 2022

Average returns on an investment can sometimes sound better than they are. If I asked you if you would be happy with a 25% average return over the next two years, what would you say?Most people I ask would be ecstatic with a 25%...

Tuesday, August 23, 2022

It’s natural to think “defense” during a bearish market season. But why not mix in some “offense” with your defense? Here are three moves we can discuss together that may be helpful during the current...

Tuesday, August 16, 2022

Last month I had the pleasure of co-hosting our second Community Appreciation Luncheon with Dacotah Bank in Jamestown. We served lunch to over 100 members of the community, gave away prizes, and had a wonderful time...

Monday, August 15, 2022

Don’t put all your eggs in one basket. This saying has been around a long time and still holds merit today. The purpose of diversification is to spread out risk by investing in different categories or sectors. Is this a guarantee...

Tuesday, August 2, 2022

With nearly 4 billion people on social media worldwide, plus the risks of using online brokerage and bank accounts, the need for digital security has never been higher.While tech is becoming more secure in response to threats, there...

Thursday, July 28, 2022

In the heart of South Fargo, you will find Schmidt's Gems & Fine Jewelry. From the moment you step foot inside, you will notice that you are somewhere special. This isn't your average chain jewelry store found in the center of a...

Monday, July 25, 2022

A topic that is brought up quite a bit in my meetings with clients, is whether you should make an extra payment on a loan or invest that money instead. In my opinion, there is no one size fits all answer to this question but...

Monday, July 18, 2022

With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be...

Thursday, July 14, 2022

Markets rarely give us clear skies, and there are always threats to watch for on the horizon. But the right preparation, context, and support can help us navigate what lies ahead. So far, this year hasn’t seen a full-blown...

Monday, June 27, 2022

On June 16th, I had the pleasure of cohosting a Community Appreciation Picnic with Garitt Irey at Douglas Weaver Park across from our offices in Edgeley. We were blessed with a gorgeous day (despite the wind) and a spectacular turnout...

Monday, June 27, 2022

LaMoure Hardware was built from the ground up in August of 2015 by owners Ryan and Eve Lesko and shares its building with LaMoure Foods. The couple moved back to Eve’s hometown to raise a family in the quaint, rural community of...

Monday, June 20, 2022

The Rule of 72 is a simple and useful formula used to figure out the approximate time to double invested money at a given rate of return. You divide 72 by the rate of return and that will give you the approximate years to double your...

Thursday, June 16, 2022

Last month Valley Wealth Advisors had the pleasure of hosting two Create Your Own Container events at local greenhouses. Guests were invited to grab a friend and join us at Harmsen's Greenhouse in LaMoure or Country Gardens Floral and...

Monday, June 13, 2022

In your retirement strategy, you’ve likely put a good deal of thought into putting away enough money to enjoy your life, once you’ve put the daily grind in the rearview mirror. Like many, you’ve probably planned for a...

Monday, June 6, 2022

With inflation hovering near 40-year highs, some investors are looking for alternative ways to weather the storm. For many, a Series I Savings Bond is just the ticket. I Bonds give investors a rate of return plus inflation protection...

Friday, May 27, 2022

The Valley City Town and Country Club (VCTCC) has deep roots in Valley City. The course layout was created by E.H. McFarland and the course and original clubhouse were completed in 1922, making this year their 100th year! If you...

Monday, May 23, 2022

Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself. Sure, it can be difficult to...

Thursday, May 12, 2022

To say the start of 2022 has been a disappointment in the markets is an understatement! Inflation, rising interest rates, and the ongoing war between Russia and Ukraine have affected both the stock and bond markets. It is never fun to...

Monday, May 9, 2022

Military members and their families face one-of-a-kind challenges, such as deployment to conflict zones, overseas assignments, and the constancy of change, all of which make dedicating time to personal finance a challenge.Luckily,...

Tuesday, April 26, 2022

When you step inside Tara's Thrifty White Pharmacy in Oakes, you will immediately see that they offer more than just medication refills. Nestled in the heart of downtown Oakes is an independent, pharmacist owned, retail pharmacy with a...

Wednesday, April 20, 2022

In recent weeks, the word recession has started creeping into business news and financial market coverage. Is that cause for alarm or just another attention-grabbing headline? There’s no simple answer. A recession is defined as...

Friday, April 8, 2022

Last week, the yield curve inverted for the first time since August 2019 (as a refresher, a yield curve inversion means that long-term interest rates have dropped below short-term rates).Why do we pay attention to this?Because this...

Tuesday, April 5, 2022

April marks the start of Financial Literacy Month, a nationally recognized movement to promote and support financial understanding in children and teens. For many, it's a fantastic opportunity to teach and connect with their children...

Friday, March 25, 2022

Whether you walk inside Alley Beans or visit through the drive up, you are immediately met with a warm smile and the aroma of freshly roasted coffee. On any given day, you will find owners Carol and Tim and their team working...

Monday, March 21, 2022

Some retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of investment decisions that makes the difference. There are certain dos and don’ts – some less apparent...

Monday, March 7, 2022

Are you saving for the future? People often come to me asking for financial guidance. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...

Tuesday, February 15, 2022

Credit card transfers can be worrisome for certain individuals as they can often lead to more debt; however, when used appropriately, they can be a helpful financial tool. If you are thinking of doing a credit card balance transfer...

Thursday, February 3, 2022

Your team at Valley Wealth Advisors (VWA) loves to host events and in January we had the pleasure of hosting two. On each night, friends of Dacotah Bank and VWA gathered together to enjoy a evening of beer and wine sampling. The first...

Monday, January 3, 2022

I bonds are a hot topic as of late. An I bond is a savings bond that earns interest based on combining a fixed rate and an inflation rate. These are really attractive now as the rate is 7.12% on bonds issued between now...

Wednesday, December 15, 2021

Our resurgent economy grew at over a 6% pace in the first half of 2021 and is on track for over 5% growth for the year by the time 2021 draws to a close. During the early recovery, we had a hand up from stimulus and policy that saw us...

Sunday, December 5, 2021

Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our...

Tuesday, November 30, 2021

Fall is a favorite time of year for lots of folks, including many of us at Valley Wealth Advisors. It is a wonderful time to reflect on the past months and truly be thankful for the countless blessings we have received and all the...

Monday, November 15, 2021

On October 13, 2021, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 5.9 percent cost-of-living adjustment (COLA) for 2022, the largest increase in four decades. This...

Wednesday, November 3, 2021

To help raise revenue to pay for President Biden’s Build Back Better Plan, Congress is considering a number of tax law changes, including adjusting estate taxes. One of the proposals would reduce the estate tax exemption to...

Sunday, October 17, 2021

When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it's an excellent opportunity to...

Friday, October 1, 2021

October is here and so begins the 2nd Annual Halloween Coloring Contest at Valley Wealth Advisors. Participate and you just might end up winning one of our five Halloween gift baskets. Simply download the page, color it, have your...

Monday, September 20, 2021

It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...