Blog
Golf + Great Food = Great Fun
The Valley City Town and Country Club (VCTCC) has deep roots in Valley City. The course layout was created by E.H. McFarland and the course and original clubhouse were completed in 1922, making this year their 100th year! If you...
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Life Insurance at an Early Age
Perhaps you’ve heard the maxim, “Preparation is the key to success.” But when it comes to life insurance, knowing when to prepare is almost more important than the preparation, itself. Sure, it can be difficult to...
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Roth IRA Conversions
To say the start of 2022 has been a disappointment in the markets is an understatement! Inflation, rising interest rates, and the ongoing war between Russia and Ukraine have affected both the stock and bond markets. It is never fun to...
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Retail Pharmacy with a Hometown Feel
When you step inside Tara's Thrifty White Pharmacy in Oakes, you will immediately see that they offer more than just medication refills. Nestled in the heart of downtown Oakes is an independent, pharmacist owned, retail pharmacy with a...
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So What's All This About a Recession?
In recent weeks, the word recession has started creeping into business news and financial market coverage. Is that cause for alarm or just another attention-grabbing headline? There’s no simple answer. A recession is defined as...
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Rising Rates and the Market
Last week, the yield curve inverted for the first time since August 2019 (as a refresher, a yield curve inversion means that long-term interest rates have dropped below short-term rates).Why do we pay attention to this?Because this...
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Financial Literacy Month is Here
April marks the start of Financial Literacy Month, a nationally recognized movement to promote and support financial understanding in children and teens. For many, it's a fantastic opportunity to teach and connect with their children...
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Coffee Shop with a Purpose
Whether you walk inside Alley Beans or visit through the drive up, you are immediately met with a warm smile and the aroma of freshly roasted coffee. On any given day, you will find owners Carol and Tim and their team working...
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Top Tips to Retire Wisely
Some retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of investment decisions that makes the difference. There are certain dos and don’ts – some less apparent...
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Five Secrets to Saving
Are you saving for the future? People often come to me asking for financial guidance. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...
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Is a Credit Card Balance Transfer a Good Option?
Credit card transfers can be worrisome for certain individuals as they can often lead to more debt; however, when used appropriately, they can be a helpful financial tool. If you are thinking of doing a credit card balance transfer...
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Beers and Bites Bring People Together
Your team at Valley Wealth Advisors (VWA) loves to host events and in January we had the pleasure of hosting two. On each night, friends of Dacotah Bank and VWA gathered together to enjoy a evening of beer and wine sampling. The first...
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What is an I Bond?
I bonds are a hot topic as of late. An I bond is a savings bond that earns interest based on combining a fixed rate and an inflation rate. These are really attractive now as the rate is 7.12% on bonds issued between now...
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Passing the Baton
Our resurgent economy grew at over a 6% pace in the first half of 2021 and is on track for over 5% growth for the year by the time 2021 draws to a close. During the early recovery, we had a hand up from stimulus and policy that saw us...
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Now May Be the Time to Start Thinking About Disability Insurance
Think you don’t need disability coverage? Think again. We draft a will. Create an estate strategy. And purchase life insurance. But few of us consider disability insurance – the coverage that can help us maintain our...
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Fall Fun at Alley Beans
Fall is a favorite time of year for lots of folks, including many of us at Valley Wealth Advisors. It is a wonderful time to reflect on the past months and truly be thankful for the countless blessings we have received and all the...
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COLA Increase Announced for Social Security
On October 13, 2021, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 5.9 percent cost-of-living adjustment (COLA) for 2022, the largest increase in four decades. This...
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Estate Taxes May Be Amended Soon
To help raise revenue to pay for President Biden’s Build Back Better Plan, Congress is considering a number of tax law changes, including adjusting estate taxes. One of the proposals would reduce the estate tax exemption to...
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Six Critical Areas of Creating a Financial Strategy
When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it's an excellent opportunity to...
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2nd Annual VWA Halloween Coloring Contest
October is here and so begins the 2nd Annual Halloween Coloring Contest at Valley Wealth Advisors. Participate and you just might end up winning one of our five Halloween gift baskets. Simply download the page, color it, have your...
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September Is National Life Insurance Awareness Month
It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...
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